January 2008
10 Things You Must Do If You Want To Repair Your Credit Report
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Credit problems bedevil a large number of people. If you have a credit problem I’...
Credit Repair Specialists - They Might Help You, But Why Not Do It Yourself?
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Credit repair specialists can be of help to you if you notice that there are inaccuracies in you...
Why You Should Consider a Business Platinum Credit Card
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
December 2007
Repair My Credit - I Don't Know Where To Start
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Can you repair my credit? Although there are many Internet sites that claim to be able to do cre...
Improve Credit Score - 3 Tips for Raising a Low Credit Score
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
Raising your credit score does not involve a lot a work. However, there
must be a willingness on your part to use credit responsi...
Credit Card Selection for the Inexperienced
Tip! It is easy to be lured into spending up to the credit card’s limit; before you know it, that one moment of weakness a month has taken you up to the limit.
Credit History - Before you apply for a card you should get a free credit report so yo...
Protect Your Credit Card
Tip! Pay your credit card bills on time. I know that may seem like an obvious one, but you may be surprised how many people do not do this simple task.
In addition to protecting your credit rating, it is also important to protect the physical credit...
Clean Up Your Bad Credit With Good Credit Repair Info
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
Personal Credit Report Rating - 3 Tips to Improve Score
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
Your personal credit report score largely determines the rates you can
qualify for with most types of credit. The higher your score, the
better rat...
November 2007
Credit Card Debt: Are You Paying The Minimum?
Tip! Utilities. Because it’s so easy to pay utilities with an automatic credit card charge, many people end up paying for their air conditioning when they’re heating their homes.
So, you’ve got a credit card? Its outstanding balance ...
Credit Score vs Credit Report
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
Credit Repair & Scoring - A Better Understanding
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Credit remediation is a subject consumers often face with fear and trepidation, and fo...
Credit Report Repair - Boost Your Credit Score
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
1. Deleting Errors in 48 Hours
This is the absolute fastest way to correct errors on your credit
report and ...
Credit Card Chip & Pin - What's It All About?
Tip! Has Much Experience - Established credit card agents have a better chance of helping you with your particular needs. They have had extensive experience in dealing with their clients and are in a better position to help you out.
You can’t muc...
Making Sense of Your Credit Card Statement
Tip! You can affect your credit rating before you apply for a credit card in order to qualify for a lower APR. If you suspect that your credit rating is in the middle ranges because you’ve missed a few payments here and there, or been late once ...
Student Credit Card - How To Choose The Right One
Tip! Your income, age and other details. When going hunting for a credit card, you need to keep these details in your mind too.
Getting a student credit card is not hard to do. The problem comes in how it is used. Your student should not be carrying la...
October 2007
All About Your Credit Report
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
Credit Card Rights - What Rights Do You Have?
Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt.
So you’ve thought about getting a credit card, but all you’ve heard about from parents, frie...
The Lowdown on the Starwood Credit Card
Tip! Average daily balance — This is the method by which most credit cards calculate your payment due. An average daily balance is determined by adding each day’s balance and then dividing that total by the number of days in a billing cycle...
Improve Your Credit Report - Get A Better Credit Score
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
September 2007
Credit Repair Secrets and Tips
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
Business Credit Card - Choose Wisely
Tip! Rebuilding your credit is the one thing that this ‘credit card’ will do - but nowhere near as much as if you’d taken that $449 total and invested it in a secured credit card.
It used to be easy to choose a new business credit car...
How to Get an Excellent Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
The time to start being concerned about your credit score isn’t when you are about to apply for credit. At that point, there ...
August 2007
Credit Score vs Credit Report
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
Free Credit Reports are Your Right!
You’ve seen the ads: Get your free credit report here! The hard sel...
